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FTBs looking for balanced opinions on our options
Comments
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If you are looking to keep £10k for emergencies, then look at offset mortgages. Something like the ING one has no fees and will allow you to offset. Therefore your effective mortgage will be £85k and therefore your repayments will be lower.
Good luck.
Sanjay0 -
How long will your commute be to work? Its great having a lovely flat etc but if it takes you two hours to get to work????0
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milliondollarman76 wrote: »[FONT="]We really like the flat but don't need to rush in for this particular flat. I’ve been keeping an eye on property in Folkestone for a while and it seems prices/sales are stalling around there and are probably about to drop. [/FONT]
We've just bought in Folkestone too! I think prices will rise - de Haan's master plan, high speed rail link etc, although you might have to wait a few years. I take it you're looking in the West End though? I guess prices there won't necessarily rise.0 -
We've just bought in Folkestone too! I think prices will rise - de Haan's master plan, high speed rail link etc, although you might have to wait a few years. I take it you're looking in the West End though? I guess prices there won't necessarily rise.
:rotfl:
F*cking priceless.
I love this site.dolce vita's stock reply templates
#1. The people that run these "sell your house and rent back" companies are generally lying thieves and are best avoided
#2. This time next year house prices in general will be lower than they are now
#3. Cheap houses are a good thing not a bad thing0 -
dolce_vita wrote: »:rotfl:
F*cking priceless.
I love this site.
What??? Why are you being so rude?0 -
Oh I see - the way the sentence is structured means that 'you might have to wait a few years' refers to prices rising, not the high speed link.0
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I took it more to mean that you said "we have bought in folkestone and think prices will rise" but you are buying in a s**t hole so prices won't go up there for ages.
I really don't know the area's at all so thats perhaps how I read it. It may speak for itself if you live there.
No offence intended but it did make me laugh (in a funny way). Perhaps Dolce Vita read it that way too.0 -
Oh I see - the way the sentence is structured means that 'you might have to wait a few years' refers to prices rising, not the high speed link.
:rotfl:
will you stop it.
I've just wet myselfdolce vita's stock reply templates
#1. The people that run these "sell your house and rent back" companies are generally lying thieves and are best avoided
#2. This time next year house prices in general will be lower than they are now
#3. Cheap houses are a good thing not a bad thing0 -
I took it more to mean that you said "we have bought in folkestone and think prices will rise" but you are buying in a s**t hole so prices won't go up there for ages.
I really don't know the area's at all so thats perhaps how I read it. It may speak for itself if you live there.
No offence intended but it did make me laugh (in a funny way). Perhaps Dolce Vita read it that way too.
Yeah. that's the way I read it.
And also straws, the tone of the post suggests that HPI is good but no HPI is bad.
Is that what you think?
dolce vita's stock reply templates
#1. The people that run these "sell your house and rent back" companies are generally lying thieves and are best avoided
#2. This time next year house prices in general will be lower than they are now
#3. Cheap houses are a good thing not a bad thing0
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