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NewDay Card not providing itemised statement

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Posts: 518 Forumite
in Credit cards
I have just activated my online statement of account I have NewDay Card since 2018. Had Debenham card before with NewDay, I stop using for year for same reason they don't provide itemised statements on my accounts.
On returning goods purchased in sale I cannot marry them up as no indication what items has been returned just amount.
They are way behind in their statement of accounts, when I return item at Debenhams counter I am told it will take 3 to 5 days for it to go back into my account but when I see my account it does not mentioned it there only price amount returned. due to them not been up-to-date with accounts. Is this normal.
Also charges and interest lump together not stating what it is for or how much for each of them?
How do I go about getting itemised statement from NewDay credit card to marry it up with old receipts. Can I go to their head office and asked for it?
Thanks
On returning goods purchased in sale I cannot marry them up as no indication what items has been returned just amount.
They are way behind in their statement of accounts, when I return item at Debenhams counter I am told it will take 3 to 5 days for it to go back into my account but when I see my account it does not mentioned it there only price amount returned. due to them not been up-to-date with accounts. Is this normal.
Also charges and interest lump together not stating what it is for or how much for each of them?
How do I go about getting itemised statement from NewDay credit card to marry it up with old receipts. Can I go to their head office and asked for it?
Thanks
0
Comments
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Your statements will only show the amount you spent at a given retailer.0
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No credit card company offers this.
Only store cards may.
But the Debenhams card is not a store card but a branded credit card0 -
Surely it should separate interest/charge and say what interest is been charged otherwise how I am to know what interest been charged, I pay off what is owned at end of month. Other credit cards do this but seems not NewDay..0
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If you pay the balance in full each month then you won't be charged interest0
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Thanks for advice, it is impossible with new day and I know I am being overcharged but have not got time right now to married up receipts my statements just now. In order to avoid any more hassle from them I will pay off balance in full and cancel my card but will I be able to recover overpayments from them or the store where I used my their card ?
Thanks0 -
Why do you think you’re being overcharged?
Are you being charged interest?
I think you’re just confusing matters0 -
All credit cards simply show the date, retailer and amount.
For example, if you went to Sainsbury the line on your card would read Sainsbury, £xxx. It would not show a list of groceries bought.
If you then subsequently returned an item to Sainsbury eg a bottle of wine then the card would simply show Sainsbury, £yyy refund ie it would not mention the fact that it was a bottle of wine.0 -
Credit cards - not for everyone apparently0
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OP you could try and buy and pay for each item individually?0
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Why do you think you’re being overcharged?
Are you being charged interest?
I think you’re just confusing matters
perhaps, but not had time to check receipt and their customer services in appaling apparently. just get auto robot at end of line.
https://uk.trustpilot.com/review/newday.co.uk0
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