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Credit score gone down a lot for no particular reason?

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  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Your credit score declines when there are any changes...It is just as well then, that your score should be ignored. Just focus on ensuring the data in your credit report is accurate...
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Because the score and the hit rate and affordability scales aren’t a real thing.

    Scores will react negatively to any change such as paying a sum off or account closures.

    You can still safely ignore it all in the knowledge that it’s not a thing lenders use for making decisions.
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