Pay day while abroad

Kellyd81

While on holiday in Spain it will be my pay day, I want to use some of my wages whiles away so my question is- it is best to withdraw cash while in Spain or get a travel card and pay it off when I get home?
Thanks

greyteam1959

Depends what debit or credit cards you have with you in Spain & what ATN's you have near you.
More info needed...........

photome

Have you read the travelmoney sticky, regarding the best cards to use abroad?


using the correct cards is better than changing money before you go ( assuming the exchange rate stays the same)

CardinalWolsey

I personally would obtain the most relevant pre-pay card now, and then top it up whilst you are travelling. This can usually be done online, and you can do if from your phone using a free wifi connection whilst ravelling (although if in Europe, your UK data allowance can be used).

NoodleDoodleMan

When do you travel ?

If you have enough time - look at Starling bank debit card - no fees at ATMs, and can be used for purchases as well.

https://www.starlingbank.com/

Easy to keep track of transactions on iPhone etc., and you can transfer to/from your regular UK current account online.

Have used it abroad for last two years, no problems.

Neil49

If you can get a Halifax Clarity credit card you can make purchases and withdraw cash from an atm at Mastercard rates.

Yes, the cash withdrawals will incur interest charges from the time you get the cash out but the interest charge will be minimal if you pay it off as soon as possible.

Just make sure that you find a bank that doesn't charge for cash withdrawals.

shaun_from_Africa

If it was me, I wouldn't rely solely on an ATM for getting some of your wages.
I know it doesn't happen too often but suppose there was a glitch and your money didn't go into your account or the money did go I but due to a bank problem, you couldn't access it?