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0% purchase credit cards with sneaky 60 days to spend on
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Can someone tell me when credit card companies all of the sudden started to add the 60 days to spend to get the 0% on purchases. I've just applied for an MBNA card which i was accepted for and only saw the 60 days to spend small print on my paperwork that came with the card. I've now cancelled the MBNA card, as I want to find a card that honors 28 months at 0% on purchases for the whole 28 months and not just the first 60 days.
I feel the credit card companies are not clealy stating the fact you only get the 0% on purchase if you spend within the first 60 days of the card being open. I also found Virgin Money credit cards are doing the same thing with the 60 days to spend to get the 0% deal.
Sorry rant over I just feel MBNA just wasted my time.
I feel the credit card companies are not clealy stating the fact you only get the 0% on purchase if you spend within the first 60 days of the card being open. I also found Virgin Money credit cards are doing the same thing with the 60 days to spend to get the 0% deal.
Sorry rant over I just feel MBNA just wasted my time.
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Replies
These days IMO a purchase card is only worth the effort if you have a large purchase to make and you want to spread the repayments - you avoid a balance transfer fee.
I would make a big purchase say like a holiday on one card then BT card balance to a BT card but this incurs a fee.
For me this might be worth having a look at for the future.
give lots and you will always receive lots
I hope the above makes sense.
Good luck!!
I love my job
Not this Virgin Money Card: https://uk.virginmoney.com/virgin/credit-cards/pre-apply/?product=purchase-card
Reading the Summary Box should give you all the promotional information.
https://www.moneysavingexpert.com/credit-cards/best-0-credit-cards/
I have a Virgin 27 months purchases one.
Credit cards offer different features and you need to choose the ones you need. Money transfers, balance transfers and purchases all have different target markets.
I've finally found a tesco's card with 28 months 0% and no hidden 60 days or 90 days period.
Not all. I've had both sorts plenty of times over the years.
Its up to you to know what you're applying for.
Did you look at that link from MSE I gave you? These are all purchases cards.