Credit Consumer Act - Section 75 Question

avextracker

Hi there.

I recently purchased an established website on Ebay, where the sell was quoting profit of over $1000 a month using advertising on the website.
Having followed his instructions, transferring the website domain name to myself, and the website itself onto my own server, profit is in the region of $2 day, far from the quoted profit.
I paid over £3000 for this opportunity of a 2nd income through PayPal, using my credit card.

Buyer refused to give a refund "due to the nature of the product", and now I am not getting a reply to emails. I am looking to take this matter further.
Just looking for a bit of advice really as to where I can go from here. Am I covered under Section 75 of the Consumer Credit Act, where the lender is also liable, as I would most certainly class this as misrepresentation of goods.

Any help would be appreciated. Thanks in advance

Stokey125

avextracker wrote: »

Hi there.

I recently purchased an established website on Ebay, where the sell was quoting profit of over $1000 a month using advertising on the website.
Having followed his instructions, transferring the website domain name to myself, and the website itself onto my own server, profit is in the region of $2 day, far from the quoted profit.
I paid over £3000 for this opportunity of a 2nd income through PayPal, using my credit card.

Buyer refused to give a refund "due to the nature of the product", and now I am not getting a reply to emails. I am looking to take this matter further.
Just looking for a bit of advice really as to where I can go from here. Am I covered under Section 75 of the Consumer Credit Act, where the lender is also liable, as I would most certainly class this as misrepresentation of goods.

Any help would be appreciated. Thanks in advance

There is a link to a copy of yesterday's dcision from the Law Lords which held that s.75 does apply if goods ar bought abroad. While it can be argued that the Internet was not covered by the ruling as it is not a country if you look at the reasoning it would seem to follow that goods bought over the internet are covered by the ruling. That is a long winded way of saying that you are covered.

Stokey125

Stokey125 wrote: »

There is a link to a copy of yesterday's dcision from the Law Lords which held that s.75 does apply if goods ar bought abroad. While it can be argued that the Internet was not covered by the ruling as it is not a country if you look at the reasoning it would seem to follow that goods bought over the internet are covered by the ruling. That is a long winded way of saying that you are covered.

The link to the thread is here http://forums.moneysavingexpert.com/showthread.html?t=586413

DesG

Business != Consumer

Iamthesmartestmanalive

DesG wrote: »

Business != Consumer

That aside you wouldnt have a claim

Paypal are an intermediary and have delivered the service i.e a money transfer therefore your bank couldnt assist you as it doesnt fall within the CCA

Your only recource is a civil court

molar

Iamthesmartestmanalive wrote: »

That aside you wouldnt have a claim

Paypal are an intermediary and have delivered the service i.e a money transfer therefore your bank couldnt assist you as it doesnt fall within the CCA

Your only recource is a civil court

Some banks will. I recovered a large amount of money from NatWest in a similar situation to that of the OP. I only started the claim 3 months after the original purchase. Paypal didn't want to know.