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NOC vs Customer Account Explanation
G_2015
Posts: 7 Forumite
Hi,
I'm aware that by adding an NOC to a credit report, a credit check will be flagged for manual evaluation, given there is a free text element.
My partner's Equifax credit report shows a default for one account in Dec 2013, with the status updated to settled in Jan 2014. There is a "Customer Account Update" at the bottom. This says:
Status: Partial settlement
Explanation: Payment received as a full and final settlement although the payment would not fully clear the balance.
Given the explanation is a free text entry, I was wondering would it also cause her account to flag for manual review, or is it only an NOC that can do this?
Thank you in advance!
I'm aware that by adding an NOC to a credit report, a credit check will be flagged for manual evaluation, given there is a free text element.
My partner's Equifax credit report shows a default for one account in Dec 2013, with the status updated to settled in Jan 2014. There is a "Customer Account Update" at the bottom. This says:
Status: Partial settlement
Explanation: Payment received as a full and final settlement although the payment would not fully clear the balance.
Given the explanation is a free text entry, I was wondering would it also cause her account to flag for manual review, or is it only an NOC that can do this?
Thank you in advance!
0
Comments
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No that's normal0
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Thanks Gary0
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