Credit rating poor due to fraud
edited 30 November -1 at 1:00AM in Credit File & Ratings
5 replies 746 views
So a £3000 loan was taken out fraudulently in my name back in October. I’ve contacted barclaycafd partner finance 3 times about this and they haven’t sent me the correct forms to fill in. They then get a debt collector Onto me so I have given the the debt collector a crime reference number. I’ve now seen that my credit rating is poor as a result of the fraud. I call Barclays today and they said they will send forms today but I have to wait for a decision. They won’t improve my credit score until then and apparently they weren’t told about the crime ref number I gave to the debt collector by the Barclays collections team. I told them I need a good credit rating to get a new job cos I work in finance. But no budge. I’ve just been told an application for a job in banking has been refused due to my poor credit rating. Is there anything I can do?! This is awful.
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