Spending Abroad MBNA v Halifax

red_boots2

Hello All,

Wondering if anyone can offer some advice...

I have the Halifax Clarity card which I know to be considered the best available for spending abroad. However I had one of the now defunct MBNA Virgin Visa cards. As a sweetener for staying with them they offer the following:-

0 fees for using abroad
No withdrawal fees abroad
0.5% cash back home and abroad.

I know it's broadly considered Mastercard trumps Visa exchange rates, but does factoring the 0.5% cash back make it a better card?

I couldn't see anything on the main site or other posts so apologies if I have missed this being answered already.

Thanks all!

guesswho2000

red_boots2 wrote: »

Hello All,

Wondering if anyone can offer some advice...

I have the Halifax Clarity card which I know to be considered the best available for spending abroad. However I had one of the now defunct MBNA Virgin Visa cards. As a sweetener for staying with them they offer the following:-

0 fees for using abroad
No withdrawal fees abroad
0.5% cash back home and abroad.

I know it's broadly considered Mastercard trumps Visa exchange rates, but does factoring the 0.5% cash back make it a better card?

I couldn't see anything on the main site or other posts so apologies if I have missed this being answered already.

Thanks all!

The new Horizon Visa cards from MBNA aren't likely to be featured, as they're not available to the general public. They're better than the Halifax Clarity for those that have them though.


The difference between the Visa and MC exchange rates is so marginal it's not worth worrying about.

red_boots2

Thanks, at least I have the luxury of a close enough back up if one doesn't work