Talktalk punished twice?

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My Talktalk bill was due on 11th July, I am unable to pay it until 31st. They have disconnected both my landline and my broadband as well as charging me £12.50 for late payment.


As they will have disconnected my services for 12 days will I receive a refund of those charges as I had no service? It seems wrong if I don't as they have charged me the £12.50 fee.
Debt on 25/5/17
Mortgage[STRIKE] £61,999[/STRIKE] £59,335
Secured loan approximately[STRIKE] £20,000[/STRIKE] £19,353
Unsecured debt in DMP with Stepchange[STRIKE] £38,887[/STRIKE] £37,763

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  • Cornucopia
    Cornucopia Posts: 16,159 Forumite
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    My Talktalk bill was due on 11th July, I am unable to pay it until 31st. They have disconnected both my landline and my broadband as well as charging me £12.50 for late payment.


    As they will have disconnected my services for 12 days will I receive a refund of those charges as I had no service? It seems wrong if I don't as they have charged me the £12.50 fee.

    You can ask them, but I suspect they'll say no.

    The £12.50 is a penalty for non-payment. Although businesses aren't usually allowed to fine customers, certain regulators have agreed that a fee of around £12 is permitted to cover the costs of missed payments.

    You've also been disconnected because: why would they provide you with a service you haven't paid for?
  • pmduk
    pmduk Posts: 10,655 Forumite
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    They will charge you for the disconnected period, after all, they were prepared to supply you had you honoured the contract.
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