If you're thinking of getting an A & L account

lorwiggins

I'm not sure if this has already been done, but following on from the 'Best Accounts' tip in the news letter, I would suggest going through topcashback.co.uk if you are thinking of taking up an A&L account - they are currently giving cashback at:

£37.50 for the New Premier Direct Current Account
£20.00 for the Direct Savings Account
£49.10 for the Premier 21

chrisf

A warning to those switching to A&L. I put in the process of switching Lloyds TSB to A&L - drawn in by the promise of a free overdraft. I have now had all my direct debits changed over, and phoned to check about the overdraft and they won't take my £3,000 overdraft on!!! So I have had to close the A&L account and am now trying to set up all my direct debits back with Lloyds. Thanks A&L!

Milarky

Matching overdrafts?

Limit of £2500 applies

(Did you use them? How much overdraft did they offer?)

wyebird

I applied for one through quidco (premier current) for £60 cashback and it has tracked

wyebird

Just had a look and offer has changed to £50, but still not bad!

Bromley86

If you are thinking of moving over, they've changed their overdraft charges.

Basically, if you tend to use your agreed overdraft a lot, then they're possibly good for you. If not, at a flat rate of 50p/day (£5/month limit), they're very expensive if you just slip into the red occasionally.