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Can I claim for Mortgage Protection?

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Hi

I took out Mortgage Protection on the basis that it covered myself & my Brother if we had taken ill & was unable to work. However, I have just discovered thst it only covers critical illness cover. Am I able to claim this was mis-sold?

Thanks for taking the time to read this.

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    So you took out Critical Illness Cover, but thought it was something else?

    No you cannot claim it was mis-sold on that basis, I'm afraid.
  • dunstonh
    dunstonh Posts: 119,687 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I took out Mortgage Protection on the basis that it covered myself & my Brother if we had taken ill & was unable to work. However, I have just discovered thst it only covers critical illness cover. Am I able to claim this was mis-sold?

    What evidence do you have that supports your view that it was income protection?

    What evidence do you have that shows it is critical illness cover?

    What date was it sold?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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