Non-Settled non-mail order accounts?

I did an Experian credit check and one of my negatives was "You have no settled non-mail order accounts."

Would this refer to my mobile phone bill or something? I've being going through my credit to find out if I have missed payments .

What does this mean and what can I do to fix it?
Thank you

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It doesn't refer to anything and doesn't need fixing.

    It means you haven't had a loan or credit card and closed it. You don;t need to, so nothing to fix.

    Continue to manage your credit responsibly.
  • Ben1001
    Ben1001 Posts: 9 Forumite
    excellent. thank you so much for your advice
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