Buildings insurance - movement.

madvicker

Hi all.

My wife and I are in the process of buying a house and the mortgage valuation came back saying there is evidence of long-standing, non-progressive movement (surveyor did not recommend any further checks and the lender is happy). We are getting a homebuyers report in a couple of weeks to confirm, and also for more info on our side.

However, we need to get the place insured when contracts are exchanged. What is the best way to go about this? I'm considering using an insurance broker as online comparisons rely on cut and paste situations, which this house is not. Any suggestions on suitable brokers and/or insurers?

Zorillo

Run it through a comparison site and look carefully at the relevant question/statement you have to make. If it asks about movement (rather than subsidence) answer it honestly. If it declines, talk to a broker.

https://www.biba.org.uk will help you find one, or Google home insurance brokers, but don't necessarily pay for specialist subsidence cover because you may not need to - your house hasn't suffered from it.