Business Credit Card

2 Posts
in Credit Cards
Hello
I was wondering for a business and needing a credit card if you would have to use a business credit card or you could get a personal card?
Does anyone know the best business credit cards with 0% on purchases?
Many Thanks
I was wondering for a business and needing a credit card if you would have to use a business credit card or you could get a personal card?
Does anyone know the best business credit cards with 0% on purchases?
Many Thanks
0
This discussion has been closed.
Latest MSE News and Guides
Replies
I googled your question as you seem to have not done this and barclays offer a card (Select) with 6 months interest free purchases and no annual fee in the first year as an example. I'm sure if you look you can find some.
“I think that the Government are right to apply to join the European Economic Community...” -Winston Churchill 1961
“The future of Europe if Britain were to be excluded is black indeed.”[FONT="][FONT="][FONT="] - Winston Churchill 1963
[/FONT][/FONT][/FONT]
It's perfectly legal to buy something on a personal credit card then claim it back from a company or self-employed business.
What has legality got to do with this?
I didn't say you couldn't spend on a personal card and claim it back? Personal expenses are not a business issue, no-one in the right mind would expect an employee to have a business card to pay for the odd trip away on company matters.
The point I made, very clearly, is that if you are using a personal card for long term business use (i.e. running your business through it) then the terms and conditions may be in breach and you would be directed to apply for a business account.
As an example from the Halifax Clarity card:
B2.1 Keeping your card safe
You must:
- not use your card for anything illegal or for any business purpose;
Similarly from NatWestYour account is a personal account and must not be used for business purposes
“I think that the Government are right to apply to join the European Economic Community...” -Winston Churchill 1961
“The future of Europe if Britain were to be excluded is black indeed.”[FONT="][FONT="][FONT="] - Winston Churchill 1963
[/FONT][/FONT][/FONT]
I!!!8217;m going to go down the business route.
Best Wishes
Holly