Non fault claim

SomethingAboutMoney

On Sunday I was ploughed into by an elderly driver who thought you could right from the left lane at a roundabout-even though the road markings were clearly marked left or straight-on.

Will my insurance premium rise by much?

foxy-stoat

SomethingAboutMoney wrote: »

On Sunday I was ploughed into by an elderly driver who thought you could right from the left lane at a roundabout-even though the road markings were clearly marked left or straight-on.

Will my insurance premium rise by much?

Maybe - ask your insurance company at renewal time - or wait for the renewal notice.

Rambosmum

Probably. I was hit by a driver from the rear whilst I was stationary. Totally his fault and agreed that way by insurance, still went up almost £300.

SomethingAboutMoney

Probably. I was hit by a driver from the rear whilst I was stationary. Totally his fault and agreed that way by insurance, still went up almost £300.

Crazy that.

I asked him if he is accepting liability and understood what he did wrong. He argued that you can turn right at the left-lane at roundabouts and thought I'd see him signalling left, Jeezo.

You can turn right at some roundabouts, not this one. He sped up and cut into my lane, you can see his damn tyre tracks across the lanes.

Luckily I took pictures of everything, damage to the cars, the lanes of the roundabout etc.

Maybe - ask your insurance company at renewal time - or wait for the renewal notice.

So this wont affect it straight away? My monthly payments wont go up?

wongataa

SomethingAboutMoney wrote: »

So this wont affect it straight away? My monthly payments wont go up?

You pay for insurance yearly (in one lump sum or spread across monthly payments). Your insurance premium would only change mid term if you change car or other details on your policy such as where you live. Adjustments for incidents will happen at renewal.

Nasqueron

Always a danger without witnesses that they go 50/50

Aylesbury_Duck

Nasqueron wrote: »

Always a danger without witnesses that they go 50/50

Yep. If the chap was adamant he could turn right there's a good chance he'll deny liability and this is how it will end up. His argument will presumably be that the OP changed lanes (to exit the roundabout correctly) without checking the outside was clear.

debtdebt

OP, don!!!8217;t be so confident that this isn!!!8217;t a non fault claim. A lot of claims like this go down the split liability route.

SomethingAboutMoney

You pay for insurance yearly (in one lump sum or spread across monthly payments). Your insurance premium would only change mid term if you change car or other details on your policy such as where you live. Adjustments for incidents will happen at renewal.

Ok cheers.

Yep. If the chap was adamant he could turn right there's a good chance he'll deny liability and this is how it will end up. His argument will presumably be that the OP changed lanes (to exit the roundabout correctly) without checking the outside was clear.

Thanks for the positive words!

I'm not worried, you can clearly see the skid marks from his lane into mine, I've got it on picture and video! I've also got lots of pictures of the area and damage to his car and mine.

He never even took my details and when I said I'm not sure if I will be able to drive away he didn't seem too bothered.

No apology or nothing, what a horrible person.

Also he wasn't fully aware of what the hell was going on.

A quick test of his awareness and his license is gone.

I won't be heartbroken if that happens, I'd hate to see him do it to someone else.

loskie

If you genuinely think he is unfit you should report this to the DVLA

Jackmydad

Don't know about the "awareness" thing. If reported I'd guess he may have to take a driving assessment.

IMHO, it wouldn't be a bad idea if everyone did every few years!

Sounds like it might also be a complete lack of understanding of the rules of the road.
Same as half the people you come across.
Good luck OP. Hope you get it sorted OK.