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Portfolio Assessment

2»

Comments

  • Vet
    Vet Posts: 182 Forumite
    Sixth Anniversary 100 Posts Combo Breaker Name Dropper
    Wildsound wrote: »
    Yes, you can contribute to all four of the following in a tax year:

    - Lifetime ISA (cash or stocks and shares)
    - Cash ISA (includes HTB ISA) - some providers (I think Nationwide) allow you to contribute to both a cash and HTB ISA in same year (stupid rule in my opinion, government should just separate them so you can contribute to both)
    - Stocks and Shares ISA
    - Innovative Finance ISA

    It's overly confusing to the regular joe and something the government needs to simplify in my opinion. As the Lifetime ISA is classed as it's own kind of ISA, it is separate from the others. You could contribute to a cash ISA and a cash LISA, or a S&S ISA and a S&S LISA.

    Ah! Brilliant. Thats probably a good idea actually - its around 0.5% higher than my current 1 year fixed savers :) Thank you!
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