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HELP - CCJ on credit report from fraud

Lilium
Lilium Posts: 184 Forumite
100 Posts Xmas Saver!
edited 4 June 2020 at 10:53PM in Credit file & ratings
...........

Comments

  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi Lilium,


    This is a difficult situation because county court claim forms are sent to the last known UK address, and because of the issues you are having with the fraud, you are probably right and the paperwork has gone to the address you never lived at.


    Unfortunately now, you will need to apply to set it aside, which can cost up to £255. You should get legal advice before doing this about what evidence you may need and how you can, hopefully, reclaim any costs you have to pay. You should also check that this is the same debt, just in case there is more than one out there. If your set aside application is successful then the CCJ should be removed from his credit file. Best of luck,


    Laura
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
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