PCH/PCP - help finding reputable outlets

hottdang1

if there is such a thing...

Hi folks
I am struggling a little bit as so many websites etc out there - is there any impartial advice on here or anywhere as to those that are ok to deal with and those to avoid?

Not finding any real information and this is an area I know v little about so it makes me nervous flying blind

If I makes any odds, I'm looking at 6 months down and around £200 a month - obviously not looking at prestige or sporty model - family hatch, saloon or small SUV is fine - drive a company hatch at the moment but coming off that contract in sept

Crucially I need to cover 20k miles a year which I know is high but I live quite rural and have to commute

Also is there also a blog or post on what to look for in a contract - pitfalls etc
I know the basics but looking for information on the less obvious that tends to get buried in contract jargon

Of course, based on my finances above, if anyone knows a better way of getting a car then let me know - I have heard mention of leasing but how does that differ from PCH?
also who does that if I have this correct? (again same question re reputable outlets)

On the car I must have reliability etc
I am weary of the second hand market as have been burnt in the past but not completely averse -
However I am about to give back a 4 year old company car as it isn't worth buying out - mileage way too high (over 80k) and the buy-out price is pretty shabby tbh (so's the car for that!)
However I don't want to really buy another four year old car and with my finances, a quick check online suggests that's probably what I am facing (ok, lower mileage)

I'm not fussed about owning the car either as I haven't for years anyway

any help much appreciated - many thanks

JP1978

PCH/Leasing - Same thing.

You may well be better with a lease, generally 1, 3, 6 or 9 months deposit and then the monthlies. No baloon to pay at the end, but no gurantee you can buy the car (many people do get an offer to buy but its NEVER guaranteed, its market dependant.

Take a look at the car buying section on pistonheads, huge lease deals thread there and look at

whatcar.com/leasing
Nationwide Vehicle Contracts
Contract Hire and Leasing etc
for some ideas on price.

Its a little dry for deals at the moment but historically been some corkers - sub £100 a month for Passat Alltrack, sub £200 for a Golf R etc.

You can go to a dealer too for prices, most will have access to cars in stock in the UK as well as placing a factory order if you so wish but remember that you will be paying the full price for any options - which wont be worth it as you will be handing the car back in 2 or 3 years time.

If you go via a broker, many charge an admin fee, dealers generally dont and will often match the broker prices.

If you want a particular spec / model / colour, leasing may bot be for you but if you are open minded on these things, there could be a bargain to be had.

hottdang1

Thx for the info - I have some time over weekend so will really get into this

Many thanks