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Turning 18 tomorrow.. Going to apply for a Vanquis! And advice needed
Comments
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Give it a good 6 months and you could try for an Aqua Rewards Card, you could earn cashback on your purchases
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You sound to be taking a sensible approach to your early financial life, though seem a little keen to make your first purchase with the CC.
Please remember just one thing: if you are ever tempted to spend on your CC without having the sufficient funds in your bank to pay it off immediately (i.e. not after the next payday) then realise that you are borrowing from your future self, not the CC company, and will have less money in the future as a result. Defer gratification. Don't defer payment.
Wishing you all the best for a strong and healthy financial future.0
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