Credit cards dropped off my file

snowy1974

Hi, I’ve been paying off a massive debt in credit cards for about 15 years. I had agreements for at least five of this where I was paying £1 a month and the interest was frozen. Slowly as I began earning more I increased the payments to £100 per card with the interest still frozen. Now I’m down to a debt of around £12k paying £700 a month off. What I’ve noticed recently though is all the companies I’m payknh have disappeared from my credit file. I used to be able to keep tabs on the outstanding balances but now they aren’t showing. Can anyone explain why? Also am I sill liable for the debt? I will continue to pay regardless as I believe I owe the money and should pay it back hence why I never went bankrupt years ago but am curious as to why I can’t see the info any more. Thanks for your help.

[Deleted User]

Yes, you're still liable.

Accounts are no longer visible on our credit files, 6 years after default.

Your creditors will tell you how much you owe. Credit files are not a good way of tracking balances.

snowy1974

Thanks for the help. I have my balances all stored on my phone and update accordingly. I know what!!!8217;s left on each, I just liked to check them from time to time to make sure no interest had been added or that anything had changed.

[Deleted User]

Ask the lenders/creditors to send you a statement of accounts