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Credit club/experian soft search
anneid123
Posts: 2 Newbie
today I have done 3 soft searches for loans using MSE soft search on the website, MSE credit club and also experian
On MSE the best I could get was 60% with tesco bank, MSE Credit Club was 40%, yet on experian, they gave me 0% chance for acceptance with tesco
I don't get it because the search was the same, and I thought the credit club was part of experian, so how could there be a big differrence of 40%, and how could there be a 20% difference between MSE and MSE credit club?
Anyway, I am going to wait until next month to see how much things change as then 6 months have passed since my file was marked with a search
On MSE the best I could get was 60% with tesco bank, MSE Credit Club was 40%, yet on experian, they gave me 0% chance for acceptance with tesco
I don't get it because the search was the same, and I thought the credit club was part of experian, so how could there be a big differrence of 40%, and how could there be a 20% difference between MSE and MSE credit club?
Anyway, I am going to wait until next month to see how much things change as then 6 months have passed since my file was marked with a search
0
Comments
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Go to the lender directly0
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they don't offer soft search0
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Then how do you think MSE does it?
It’s guesswork based on your income and a brief soft search on your files.0
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