We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Equinox errors - is it just me



Hi!
I'm really concerned by my recent dealings with Equifax. I applied for statutory report a few months ago. I received a report with my middle name as my surname and the report seemed to be a 1/3 of the length of previous ones. I wrote a complaint and then heard nothing until a second report was received - this time addressed to my address but with another name as the report subject. Someone who has never lived at my address, but all the data was about me. I wrote a complaint letter again. I received an acknowledgement/holding letter which summarised my complaint incorrectly and misspelt my address.
I plan to write another letter of complaint, but wondered what others would do, or whether anyone has experienced something similar.
:mad:
Comments
-
As per the Equifax complaints service, which I found on google in 3 seconds, if you are unhappy with their complaint response then you can escalate to the FOS
https://equifaxuk.custhelp.com/app/answers/detail/a_id/225Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0 -
Have you tried contacting their customer services either by phone or their online portal?
My experience was they did their job, though took some time.0 -
ywlgy : yes
Nasqueron: yes - prior
Update:
Finally received a letter from Equifax and offer of a substantial sum (will confirm when I have it my hands)..
Though they apologised for the errors. and promised training was in place, I noted that when I finally received a full report, there were still errors such as my Bank of Scotland accounts listed as Halifax accounts. No other Credit Agency report has done so so I assume it is another error.Free thinker.:cool:0 -
I noted that when I finally received a full report, there were still errors such as my Bank of Scotland accounts listed as Halifax accounts. No other Credit Agency report has done so so I assume it is another error.I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job0 -
Thanks, but I am aware of that fact, Willing2Lea.... My point is that none of the various Credit Reference agencies I used have done this. When I first looked at the report I thought someone had opened another Halifax account in my name, and then realised all were my BoS accounts. If they had been described as HBOS that would have been more helpful than describing BoS as Halifax. Having accounts with all it is unhelpful and misleading at present.Free thinker.:cool:0
-
ywlgy : yes
Nasqueron: yes - prior
Update:
Finally received a letter from Equifax and offer of a substantial sum (will confirm when I have it my hands)..
Though they apologised for the errors. and promised training was in place, I noted that when I finally received a full report, there were still errors such as my Bank of Scotland accounts listed as Halifax accounts. No other Credit Agency report has done so so I assume it is another error.
The complaint process works.Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards