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Halifax Clarity Card - ATM Exchange Rate

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Comments

  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think this is wrong as they should wait until the due payment date before paying off these transactions, and should have paid for the Euros first.


    I think you have to follow their terms and conditions rather than the other way around.
  • bd10 wrote: »
    Here's the link to Mastercard's Transaction Processing Rules:
    https://www.mastercard.us/content/dam/mccom/global/documents/transaction-processing-rules.pdf
    Section 3.8 is key here (pp 83-84).
    I keep a print out of that in my wallet, just in case. Besides, before getting the rulebook out, I refuse to pay in anything which is not legal tender, if not I walk.


    Wow, 320 pages, must have a gigantic wallet :p
    Feb 2008, 20year lifetime tracker with "Sproggit and Sylvester"... 0.14% + base for 2 years, then 0.99% + base for life of mortgage...base was 5.5% in 2008...but not for long. Credit to my mortgage broker
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    Recently experienced this several times on a trip to Europe (cruise) Every POS terminal and cashpoint wanted to convert to sterling, and in 2 places the shop owner insisted I would be ripped off by mastercard if I paid in Euros lol

    Everyone is out to make a shady buck these days, cant trust anything or any company.
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