We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
House insurance

E&G
Posts: 49 Forumite
Hi
I had a buildings insurance policy with Admiral. Since I took it out last year I have moved bank accounts, and didn't think to change my details with them (expecting to do a comparison and shop about, but I missed the boat). A couple of months ago I took out new car insurance with Admiral too and my partner has stuck the Admiral letters in the 'financial stuff' box without opening them. It turns out my policy didn't renew as the payment was refused by my old bank. Admiral are now pursuing me for a month's dues plus a £40 administration fee and have instructed their own in-house collection team to pursue this 'debt'. Will this have any impact on my credit file?
Cheers
I had a buildings insurance policy with Admiral. Since I took it out last year I have moved bank accounts, and didn't think to change my details with them (expecting to do a comparison and shop about, but I missed the boat). A couple of months ago I took out new car insurance with Admiral too and my partner has stuck the Admiral letters in the 'financial stuff' box without opening them. It turns out my policy didn't renew as the payment was refused by my old bank. Admiral are now pursuing me for a month's dues plus a £40 administration fee and have instructed their own in-house collection team to pursue this 'debt'. Will this have any impact on my credit file?
Cheers
0
Comments
-
Only if they report to your credit files.
What do they show?0 -
I've never seen anything bar broadband and mobile phone reported on experian or clearscore.0
-
There's your answer then0
-
Ideal, thanks - wasn't sure if they could retrospectively lodge a default etc.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards