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Compare the two mortgage

2»

Comments

  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    amnblog wrote: »
    Barclays rates and the industry software probably shows your Broker £705 pcm on the higher rate and £682 pcm on the lower rate.

    Total to pay over 3 years including fees

    £26,356 on the higher rate no fee

    £26,563 on the lower rate with fee

    He should not be using those numbers to advise a client which is the best deal.
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    edited 4 July 2018 at 10:23PM
    For £108,462 over 15 years

    option rate fees payment payment add fees
    1. 1.68% 999 £682.09 £688.38
    2. 2.14% 0 £704.98 £704.98

    Amount owing after 3 years add fees payment the same
    payment £705.00
    1. £89,103.38
    2. £89,458.72

    £355 better of with the fee deal
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