We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
credit report and DRO incorrect who do I write to?
joanne.webster
Posts: 1 Newbie
in IVA & DRO
Hello, I have probably been lazy about this but have been on my credit reports. My DRO finished May 2014 so next year will be 6 years in May and will hopefully all clear however the dates are all wrong with some defaulted date August! so I need then to hopefully change from when I was initially given the date also my accounts all show amounts outstanding and defaulted - Am i right in thinking this should say settled or partially settled? They all just show debt amount..
Anyway I have written letter with a template I had found but I absolutely have no idea who to address these to? I have Halifax credit card, Santander credit card and bank and Lloyds bank account. I just want to make sure they get to the right people! Thanks for any advise or pointing in right direction!
Anyway I have written letter with a template I had found but I absolutely have no idea who to address these to? I have Halifax credit card, Santander credit card and bank and Lloyds bank account. I just want to make sure they get to the right people! Thanks for any advise or pointing in right direction!
0
Comments
-
Hi,
Address your letters to the Data Controller, and send to the complaints address for each creditor.
If they do not comply fully with your complaint, then escalate to the ICO.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards