Can I charge rent… Complex Situation

need_an_answer

AshMan123 wrote: »

Maybe maybe not. It could be this forces the ex!!!8217;s hand in trying to get my name of the mortgage ( my ultimate aim)

Kind of like a game of poker

I see it more that in even trying to set up a formal agreement for rent from the adult occupant you feel should pay is going to potentially open you up to a very nightmare tenant to whom you would then become responsible for things like maintenance of the property,correct legislation with regard to certifications for gas etc

I've no idea how much "rent " you were considering but if your ex family hate you enough it may turn into small pleasure for them to have you legally responsible for a safe environment for them to live in.

not a game of poker as I see it more so giving them the rope by which to hang you!

00ec25

AshMan123 wrote: »

I’m not assuming I can force a sale

a lender won't agree to remove you from the mortgage whilst you remain an owner as their repossession would be too complex with a non liable owner in the equation

so you need to be off the deeds as owner. That means you either gift the whole property to the ex and walk away with nothing or she buys you out voluntarily or by means a a forced sale

AshMan123

00ec25 wrote: »

a lender won't agree to remove you from the mortgage whilst you remain an owner as their repossession would be too complex with a non liable owner in the equation

so you need to be off the deeds as owner. That means you either gift the whole property to the ex and walk away with nothing or she buys you out voluntarily or by means a a forced sale

So I’ve got three options

A. No way won’t happen
B. She has said she wants two but 8 months on no progress so can’t see happening
C. Looks like this is the way to go

quantumlobster

AshMan123 wrote: »

Apologies for the apostrophes didn!!!8217;t play them think it!!!8217;s a big with the forum where if you post a comma it puts random bits of text in there?

Any advice most welcome

Yeah, the forum software has a brain-dead bug (which is inexcusable, imho) whereby it can't cope with "smart quotes" from mobile devices, instead making a complete balls up of inserting the Unicode entities.

It's the kind of bug that's more cringingly embarrassing (from a software perspective) than life-threatening - the coder equivalent of missing your mouth when eating dinner.

Mardle

Option D - daughter & ex get a mortgage together to buy you out.

AshMan123

Would love that

FBaby

Is her self-employment a proper reliable business, or making jewelry and selling at boot sales?

It is not true that courts now forcibly impose the nrp to continue to pay half the mortgage until the youngest child is 18. The judge will consider mainly the impact that selling the house would have on the children.

So the question is: if you sold the house, could your ex be in a position to get any mortgage that would mean housing your children appropriately (needs of the oldest working child is unlikely to come into it)? If so, then you might find that a judge rules in your favour if indeed, you can evidence that you won't otherwise be able to get your own property for 15 years and you can evidence the negative impact of this on your kids.

You do need legal advice on the chances of an order of sale and the likely cost of it.

kazwookie

1. How old is the daughter?

2. Do you know how long she has moved in for? ie she might be a uni student and only be back for a short while or some thing similar to this.

I suggest you get proper legal advise.

AshMan123

1 Daughter I believe is 22/23
2- Bo dropped out of uni now works as delivery driver / trainee teacher

3 I plan on doing so

Red-Squirrel_2

AshMan123 wrote: »

1 Daughter I believe is 22/23
2- Bo dropped out of uni now works as delivery driver / trainee teacher

3 I plan on doing so

Are you sure? You can’t train to teach without a degree.