Change Bank MasterCard Debit Card

Bigsey

Hi,

I have been sent a 'Change Bank, Prepaid, MasterCard, Debit Card' in the post, yet I have not requested or applied for one. The accompanying letter provides several telephone numbers, yet I am unable to speak to a person as all are automated.

I wondered if this was an elaborate 'Spear Phishing' Scam, or if it a new way of attracting business?

Thanks in advance.

Stephen Biggs

[Deleted User]

That's a lot of cards they've sent you. Are you sure?

Who is it from and what exactly have they sent you?

It's not phishing.

SnowTiger

Bigsey wrote: »

Hi,

I have been sent a 'Change Bank, Prepaid, MasterCard, Debit Card' in the post, yet I have not requested or applied for one. The accompanying letter provides several telephone numbers, yet I am unable to speak to a person as all are automated.

I wondered if this was an elaborate 'Spear Phishing' Scam, or if it a new way of attracting business?

The latest offering from Raphaels Bank?

PAYG bank account, similar to several others on the market. With a fee of £1 a week.

They offer a rewards programme. I can already make similar savings through another scheme I have access to.

I've no idea why they would send you a card if you didn't request one. My best guess is that someone completed an application using your details, rather than Raphaels Bank sending out cards willy-nilly, which costs them money and will likely get them in to trouble with at least one of the sector's regulators.

It appears they also offer cards via some credit unions.