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Learner Driver Insurance
Touchdown69
Posts: 8 Forumite
in Motoring
Hi, I hope I'm on the right forum, I need a bit of advice about car insurance. My 19 year old bay is learning to drive and I've bought him a small car to learn in. I have my own car and have it insured through Tesco. What is the best way to go about insuring the new (second hand) car for my son ? Should I put the new car in my name and insure it myself through Tesco then look to put him on as a named driver or should I register the car in his name and do it that way ?
Any help would be appreciated please.
Any help would be appreciated please.
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Comments
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Touchdown69 wrote: »My 19 year old bay is learning to drive and I've bought him a small car to learn in.Touchdown69 wrote: »Should I put the new car in my name and insure it myself through Tesco then look to put him on as a named driver?
Fronting is unlawful and you insurer will take a dim view of it if/when you are caught out.0 -
Hahaha I menat boy !
What is fronting ?0 -
It's where you attempt to bring down the cost of another's person's insurance by putting yourself down as the main driver, even though you wont be.Touchdown69 wrote: »Hahaha I menat boy !
What is fronting ?
https://www.admiral.com/magazine/guides/motor/what-is-fronting-and-why-does-it-affect-car-insurance0 -
Ah ! So what is the best way for me to do this ?0
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You can include him, his car and you on your insurance - of course he wont build up any no claims but that could wait until he's 21 and the premiums drop a lotIf I ruled the world.......0
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Insure the car in the son's name, with yourself as an additional driver.Touchdown69 wrote: »Ah ! So what is the best way for me to do this ?
Be aware that the premium will increase when/if he passes his test.
On the plus side, insuring in his own name means he has the opportunity to earn NCD.0 -
Many Thanks0
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ChrisK..... wrote: »You can include him, his car and you on your insurance - of course he wont build up any no claims but that could wait until he's 21 and the premiums drop a lot
Still fronting.0 -
I sure it in his name with you as named driver, this way if he takes a year to pass he will have already built up a years ncdBe Alert..........Britain needs lerts.0
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