signature verification

MarcoM

Hi,

A couple of years back i opened a joint account with a bank.

They said to bring id to "verify" my partner's signature. They said i could do this at any time and that it was just to avoind us having to bring id everytime.
We thought we would not do this until we had to withdraw money from the account which has been left untouched for a while. We thought this would be an extra security against fraud.
Now I am worried there may be a time deadline for this signature verification.

I know i am being paranoid but this bank as had plenty of problems due to their computer systems being overhauled. I don't trust what the staff tell me, ie that we can do it at anytime.

Does anyone know what is the procedure for signature verification

jonesMUFCforever

If your partner did want to make a withdrawal and was not known to branch staff- if her signature has not been verified ie viewable on screen - then she would have to provide ID.
They want to make sure that her signature has not been forged - so they normally verify by comparing it with a signature on an official document such as a passport or photo driving licence.

MarcoM

thanks.

so in effect she could still withdraw by presenting forms of ID?

jonesMUFCforever

MarcoM wrote: »

thanks.

so in effect she could still withdraw by presenting forms of ID?

I presume so.