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Hargreaves Lansdown

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Comments

  • Maryh82
    Maryh82 Posts: 6 Forumite
    Grey Gym...They didn't mention the need to apply for protection in 2014
    Thanks
  • Maryh82
    Maryh82 Posts: 6 Forumite
    Terry, I objected to being called stupid....! some may have been removed....
  • coyrls
    coyrls Posts: 2,518 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Maryh82 wrote: »
    Grey Gym...They didn't mention the need to apply for protection in 2014
    Thanks


    What was your pension worth in 2014? Once you have applied for protection, you can no longer make pension contributions. Would this have been appropriate?
  • Reed_Richards
    Reed_Richards Posts: 5,399 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Nobody mentioned applying for Pension Protection to me in 2014 either. But it doesn't matter for me because my pension pot falls far short of the limit. If it was not mentioned to you then that is a legitimate criticism of whoever you paid for financial advice in 2014. But if you ever paid Hargreaves Lansdown for advice in the past, it appears you're not doing that now. You are using them as a non-advisory broker.
    Reed
  • dunstonh
    dunstonh Posts: 120,141 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I cant see why anyone would suggest a £200k pension would need a transitional relief unless there are other pensions. Can you confirm if this is your only pension or if there are others?

    Can you confirm if you are paying for ongoing advice (and getting it) or just using HL's platform and possibly HL's funds?

    Did you employ HL to give full advice or limit it just to the investment of the pension?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Terry_Towelling
    Terry_Towelling Posts: 2,279 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Maryh82 wrote: »
    Terry, I objected to being called stupid....! some may have been removed....

    Good for you. I thought that might have been the reason - one of my posts was taken down too. I wasn't insulting anyone in it though. I think it had to be removed because it referred to the abuse and would have looked odd without any context.

    Glad to see some apologies issued. That's what made me look twice, someone apologising for something that wasn't there.
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