Nationwide Building Society FlexDirect Account

hangonthebox

I currently hold my two main current accounts with Yorkshire Bank. My main account is a Current Account Direct (no longer onsale) and I run my bills and regular payments through a B Current Account. After reading of the rebranding that will be happening after the recent Virgin merger and annoyed that an iconic brand from the county of my birth will be discarded, I will be changing providers. I'll be keeping my accounts open to either use as donor accounts for switching or in case Virgin themselves offer any short-term inducements in the future. Anyway, researching new providers I'm looking at Nationwide's FlexDirect both from an ethical perspective and also the 5% interest. Anyone have any experience of Nationwide as a current account provider?

kidmugsy

They've always been fine for us: 20+ years.

Be aware that the most you can transfer out in a single Faster Payments is £10k. (Or maybe it's £9,999). On the two occasions that this has mattered to us we've just done two transfers on the same day.

boo_star

Never had any problems with them. Everything works as it should.

ColdIron

Good account and online banking is excellent. Don't miss the 5% Regular Saver and don't forget the 5% on the FlexDirect is only for one year

xylophone

If you know someone with a Nationwide current account

https://www.nationwide.co.uk/products/current-accounts/our-current-accounts/recommend-a-friend-tab

mije1983

xylophone wrote: »

If you know someone with a Nationwide current account

https://www.nationwide.co.uk/products/current-accounts/our-current-accounts/recommend-a-friend-tab

And even if not, you can use the referrers board to still pocket the cash


https://forums.moneysavingexpert.com/discussion/5831836/nationwide-refer-a-friend-100-scheme

System

I use Nationwide and they are amongst the better providers on the high street.

However, never put all your eggs in one basket - consider keeping the YB Direct account as it's off-sale and switch the B one.

JuicyJesus

Nationwide are good. I've been with them for just under a year and can't really think of any criticism. The range of products is good for a high street institution and their service is good.

J_B

Heng_Leng wrote: »

I use Nationwide and they are amongst the better providers on the high street.

JuicyJesus wrote: »

Nationwide are good. I've been with them for just under a year and can't really think of any criticism. The range of products is good for a high street institution and their service is good.

Perhaps this is just a generic phrase, but they closed the branch on our 'High Street' many years ago.

System

J_B wrote: »

Perhaps this is just a generic phrase, but they closed the branch on our 'High Street' many years ago.

There has never been a NatWest or HSBC on mine - are these online banks?

Op89

Nationwide has been wonderful for my current account (flexDirect & flexPlus), savings, regular saver and personal loan. Only downside is the credit card team - has been like banging my head against a brick wall at times. and the travel insurance when I had a claim drove me insane. 19 weeks to get back £200!
My favourite of all the banking apps. Branch service is pleasant enough and I like that I can use social media to get hold of them 24/7.