Should I claim for injures in a car accident?

Nodding_Donkey

As someone else said there is no rush.

Seek medical advice and claim for everything you are entitled to but don't be rushed by the ambulance chasers, they just want a quick result.

I got totally shafted by an insurance company in my teens and I've always remembered that.

Nasqueron

Claim off his insurance for physio (they'll probably offer you it anyway) and document everything, trips to doctor, cost of prescription drugs or over the counter stuff etc. I put in a claim after a car hit me when cycling, I was off work for a week, had bike damage, needed physio (physio was still finding tissue lumps/damage 3 years later) etc. The insurance company took about 20 months to finally pay out and even quibbled to the last about paying for 2 bike events I couldn't complete due to injury.

arcon5

Sounds like you want to and just looking for justification to do so.


I would if I was you. Even if it only causes suffering for a few weeks it's still unnecessary suffering because of him.


Just avoid the scumbag ambulance chasers who want half the compensation.


The fact it's the same insurer makes no difference.

pramsay13

Compensation for injury doesn't sit right with me unless it is compensating for the loss of earnings or to allow you to buy something to help with pain / recovery.
If it just means you have to take it easy for a few days then be thankful it wasn't a lot worse and move on.

arcon5

Why should op be grateful to be alive? He shouldn't even be injured in the first place

AndyMc.....

arcon5 wrote: »

Why should op be grateful to be alive? He shouldn't even be injured in the first place

So you’re happy for you policy to rise to cover the cost for slight discomfort requiring no medical treatment?

elsien

I was in a car accident (admittedly my own fault.) Quite bad neck pain the next day that led to advice from NHS direct to got to A&E for a check up. No treatment needed. No further problems 4 months later. The other person did claim which didn't come as any great surprise as they'd already indicated as much as soon as they got out of the car.
As I said, it depends on what the issues are. There is no rush. But claiming just because you can and other people tell you you should even if you've not needed any treatment, physio or time off work? Nope.

Samsung_Note2

Dont under estimate the effect even a minor shunt can have...my wife was rammed by a doddery old fart who was 89yrs old who drove off after smashing into her,only came back after wife hit the horn constantly.
Described the accident as a "Minor grazing of wings" or as he should have said Rammed front passenger wing/wheel at approx 30mph and wrote car off.

Wife sufferd sleepless nights for weeks..kept going on and on about the accident and refused to go any where near the roundabout for months.

arcon5

AndyMc..... wrote: »

So you’re happy for you policy to rise to cover the cost for slight discomfort requiring no medical treatment?

Yes, I'm happy for everybodies to increase

AndyMc.....

arcon5 wrote: »

Yes, I'm happy for everybodies to increase

So what’s you cut off point £5000 insurance for everyone?