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Applying for a 0% purchase card
RandomGuy235
Posts: 22 Forumite
in Credit cards
Hi all
Looking for a quick bit of advice please.
I currently have one credit card with £385 on (limit is £2,450) - I have been paying this down each month and it will be cleared in the next two months.
I want to apply for a new credit card which will be 0% purchases to buy something that is about £500.
On my eligibility on this site, the best deal is only giving me a 95% chance of approval with Virgin and MBNA.
On U-Switch, it is giving me a 100% chance with Virgin - all information input is the same.
I've been on the Virgin website and their check pre approved me. I've read on here that this doesn't mean a lot and that even a pre approval can be turned down?
What should I do? My credit history have improved over the last year, I don't have any hard searches so I am a bit anxious about adding one and being turned down.
Thanks.
Looking for a quick bit of advice please.
I currently have one credit card with £385 on (limit is £2,450) - I have been paying this down each month and it will be cleared in the next two months.
I want to apply for a new credit card which will be 0% purchases to buy something that is about £500.
On my eligibility on this site, the best deal is only giving me a 95% chance of approval with Virgin and MBNA.
On U-Switch, it is giving me a 100% chance with Virgin - all information input is the same.
I've been on the Virgin website and their check pre approved me. I've read on here that this doesn't mean a lot and that even a pre approval can be turned down?
What should I do? My credit history have improved over the last year, I don't have any hard searches so I am a bit anxious about adding one and being turned down.
Thanks.
0
Comments
-
It's one search.
Just apply.0 -
If the virgin checker has given you pre approval I think you can take it as you will be accepted
Do let us know though what happens though.0 -
Applied and accepted with a credit limit of £3,900.0
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