PGL illegally making purchasing their Travel Insurance compulsory

ttoli

unforeseen wrote: »

So OP wants the promotional price but doesn't want the conditions that go with it.

and unless they are able to recoup the lost profit, future special offers will not be made , so it will cost the OP more in future . Bravo :T

magyar

I'm honestly not sure who's right on this one. The Citizen's Advice answer is speaking about an *agent*, who is ultimately not the provider of the holiday. They're getting a commission on the insurance so it's not fair if they insist you have it.

In this instance PGL are selling directly, so you should be able to choose either PGL discounted holiday + insurance, or PGL holiday at normal price + no insurance (or your own).

prowla

I can see the point about having hazardous sports cover for the kids, etc.

unforeseen

But you CAN choose whether to pay the normal price without insurance or buy one get one FREE WITH insurance.

It's your choice when you book. OP went for the cheaper option and didn't like the conditions

NoodleDoodleMan

Doubtful if PGL will accept regular insurance that doesn't cover hazardous activities.

I would go with their deal.

Robin9

cte1111 wrote: »

, I was forced to take out their own travel insurance policy. This is for a holiday in the UK, where travel insurance is of very limited value for UK citizens.

But it's not "Travel Insurance" is it?

NoodleDoodleMan

But it's not "Travel Insurance" is it?

Precisely, that is the central issue.

It's insurance tailored to the risks etc. associated with adventurous training activities.

If you don't have such cover in your normal insurance policy I expect you would be obliged to sign an idemnity clause by PGL.

daveyjp

But its the UK. Insurance cover for high risk activites is to pay for rescue, hospital fees and repatriation should you get injured doing high risk activities abroad where charges are made for these services.

If I am injured in the UK rock climbing, sailing, abseiling etc someone calls 999, I get rescued and treated and never see a bill.

Cancellation insurance may be considered necessary by some, but travel insurance in the UK isn't anything I would ever consider.

meer53

I just paid an extra £20 on our travel insurance policy for my daughter to go tandem paragliding when we go away. PGL's sounds like a good deal to me. I'd more than happily pay it. You can't put a price on a childs safety.

unforeseen

daveyjp wrote: »

But its the UK. Insurance cover for high risk activites is to pay for rescue, hospital fees and repatriation should you get injured doing high risk activities abroad where charges are made for these services.

If I am injured in the UK rock climbing, sailing, abseiling etc someone calls 999, I get rescued and treated and never see a bill.

Cancellation insurance may be considered necessary by some, but travel insurance in the UK isn't anything I would ever consider.

If your child is injured doing those things away from home normal insurance will not cover you or another parent to stay with them while they are hospitalised 100 miles from home. If

This is where PGL insurance kicks in and covers that eventuality. It may even cover a private ambulance to transfer them to a local hospital.