£4 on credit file stopping me getting a mortgage

Samsung_Note2

Candyapple wrote: »

Do you not have your old paper statements? You can make a request to pay for them if need be.



I don't see why they would unless the mistake was theirs. You haven't explained how you missed 6 months of statements/warning letters from them about the missed payments/phone calls?




I've heard of people contacting lenders to ask them to remove defaults/late payment markers as a goodwill gesture if the amount was very small and that will always be down to the lender's leniency. In majority of those threads that I remember - no lender removed the markers or defaults - insisting that as they were applied correctly they will remain so.

That right as they have a legal obligation to report the truth as i found out with Virgin media,so as long as the £4 wasn't paid and they reported as such,i dont see how they can remove it.

Why not post a Notice of Correction and explain why it happen...probably more chance of success.