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Mortgage with 10k cc debt

sunny1985
sunny1985 Posts: 7 Forumite
Second Anniversary
in Mortgages & endowments
Hi all,

Please be gentle.
Salary £25700
CC debt 9k
Overdraft £1500(mainly in it)
No late payments ever, no defaults, gifted deposit 10% of property value (65k property)
Single mortgage app - any chance?:(

Comments

  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I would say yes - better save a few thousand for fees and searches and get out your overdraft.

    Report back and good luck.
  • Neutrinno
    Neutrinno Posts: 310 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    sunny1985 wrote: »
    Hi all,

    Please be gentle.
    Salary £25700
    CC debt 9k
    Overdraft £1500(mainly in it)
    No late payments ever, no defaults, gifted deposit 10% of property value (65k property)
    Single mortgage app - any chance?:(

    Yes there would be a chance, even with the debts outstanding.
    I am a Mortgage Broker.

    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • sunny1985
    sunny1985 Posts: 7 Forumite
    Second Anniversary
    Thank you for your replies.
    You gave me encouragement to at least to speak with broker :)
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