We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage with 10k cc debt

Options
sunny1985
sunny1985 Posts: 7 Forumite
Second Anniversary
in Mortgages & endowments
Hi all,

Please be gentle.
Salary £25700
CC debt 9k
Overdraft £1500(mainly in it)
No late payments ever, no defaults, gifted deposit 10% of property value (65k property)
Single mortgage app - any chance?:(

Comments

  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I would say yes - better save a few thousand for fees and searches and get out your overdraft.

    Report back and good luck.
  • Neutrinno
    Neutrinno Posts: 310 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    sunny1985 wrote: »
    Hi all,

    Please be gentle.
    Salary £25700
    CC debt 9k
    Overdraft £1500(mainly in it)
    No late payments ever, no defaults, gifted deposit 10% of property value (65k property)
    Single mortgage app - any chance?:(

    Yes there would be a chance, even with the debts outstanding.
    I am a Mortgage Broker.

    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • sunny1985
    sunny1985 Posts: 7 Forumite
    Second Anniversary
    Thank you for your replies.
    You gave me encouragement to at least to speak with broker :)
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture