We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
CCJ that is not mine.. Help!
Vincentlee
Posts: 2 Newbie
Hi all, I’m new to this platform but I’m desperate for advice.
Cutting a long story short.
Recently found out on my credit file (through Experian) that I have 3 CCJs. All of which are genuinely not mine, I’ve never had any type of credit cards, car finance, store card/account, home entertainment such as Virgin media or sky, and so on. I personally have never needed to apply for any of the above. But these ruin my chances of anything financially in the future. Each have a reference number and all held with Northampton county court.
My father and I share the same name and address. I believe this may have something to do with it.
Can anyone advise on the best route to take in regards to finding out where they have come from and hopefully getting them taken off.
Any advice would be appreciated. Thank you
Cutting a long story short.
Recently found out on my credit file (through Experian) that I have 3 CCJs. All of which are genuinely not mine, I’ve never had any type of credit cards, car finance, store card/account, home entertainment such as Virgin media or sky, and so on. I personally have never needed to apply for any of the above. But these ruin my chances of anything financially in the future. Each have a reference number and all held with Northampton county court.
My father and I share the same name and address. I believe this may have something to do with it.
Can anyone advise on the best route to take in regards to finding out where they have come from and hopefully getting them taken off.
Any advice would be appreciated. Thank you
0
Comments
-
Contact the issuing courts and ask.
Also check the Trust Online Register0 -
Thanks Gary.
Do you have a link for the trust online register?
What info would that give me?
Also when I contact the court, will they just hand me over the info or?
Sorry for all the questions0 -
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.1K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards