📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Crunchy's Final Debt Free Diary!

Options
13435363840

Comments

  • crunch_time
    crunch_time Posts: 1,353 Forumite
    Morning diary

    Just updated husbands cc and the balance is now £4100. There are some things on there that I would have paid off by now but I'm holding onto my money until I know what is happening with employment for me. Just in case.

    I have found some more jobs to apply for should this interview this week not work out and am feeling excited about the future now.

    Crunchy xx
    19/8/19 vs now Current Total debt £14,188 Savings £2757
    Overdraft £1600 vs £1050
    HSBC1 £1900 vs £3868
    HSBC2 £4100 vs £3730
    Virgin 1 £3050 vs £2800
    House stuff and improvements £4460 Virgin 2 £2740
  • Glad to read that you are excited about the future. All the best with the interview this week.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Good luck with the interview this week. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • crunch_time
    crunch_time Posts: 1,353 Forumite
    Evening all

    Working week done. Only 9 days left of this teaching job now. I was really wobbly about this week on Sunday. Husband is working away all week and I had the interview and life coaching so it’s quite a big one for me - lots to handle but I’m doing it!!

    It’s funny what people are life when they know you are leaving. A few colleagues have said its such i shame I’m leaving teaching as I’m so good at it. Apparently I should stop being so hard on myself too as I am so good. It makes me think why we don’t tell each other how fab we are everyday? I felt really buoyed up after that and was seriously considering staying in teaching for a moment!!

    I’m so ready for a change though and need to do this. I can always come back to it later if I want to.

    Nothing much to report money wise - limping through to husbands pay day next Friday. Going to do another online food shop tonight and prep for my interview!!

    Hope everyone is good! I’m crap at writing on others diaries now but do read them!!

    Crunchy xx
    19/8/19 vs now Current Total debt £14,188 Savings £2757
    Overdraft £1600 vs £1050
    HSBC1 £1900 vs £3868
    HSBC2 £4100 vs £3730
    Virgin 1 £3050 vs £2800
    House stuff and improvements £4460 Virgin 2 £2740
  • crunch_time
    crunch_time Posts: 1,353 Forumite
    Evening all

    I have great news! I have been offered the job after my interview today! And I accepted! It won’t feel real until I get the contract though. The pay is about £900 to a £1000 each month she said which is what I need. It’s permanent too - hurrah! I did have a wobble after the interview for leaving teaching again and explained that to the lady and she understood and even suggested I have time to think but I decided to take a leap of faith and go for it!! It’s going to lead me to other things I know it.

    Hurrah!!

    Crunchy xx
    19/8/19 vs now Current Total debt £14,188 Savings £2757
    Overdraft £1600 vs £1050
    HSBC1 £1900 vs £3868
    HSBC2 £4100 vs £3730
    Virgin 1 £3050 vs £2800
    House stuff and improvements £4460 Virgin 2 £2740
  • Congrats Crunch,

    That must be such a relief. I wish I had the courage sometimes to take the leap of faith. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Congratulations, fantastic news! From a school perspective, having a TA or HTLA who has QTS is beneficial as they can be very flexible and cross roles if need be. When do you start?
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Congratulations. Presumably this will be less pressure for you. Is it full time or part time?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • It seems to be quite a common thing, in my youngest's year group there are 2 teachers and 4 TAs, but they're all actually qualified teachers!
    Congrats on finding a job that fits the work/life balance you were hoping for
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • crunch_time
    crunch_time Posts: 1,353 Forumite
    Morning!

    Thank you! Yes start after half term I think. It’s full time but the same money as 2 days a week teaching - but no doing stuff at home!! I will be able to focus more on home life in the evenings and get my life back a bit. I will have more head space for home stuff.

    I may go back to teaching at some point but this is a good side step for me for now for a few years while my children are small.

    I’m very excited!

    Crunchy wx
    19/8/19 vs now Current Total debt £14,188 Savings £2757
    Overdraft £1600 vs £1050
    HSBC1 £1900 vs £3868
    HSBC2 £4100 vs £3730
    Virgin 1 £3050 vs £2800
    House stuff and improvements £4460 Virgin 2 £2740
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.