Crunchy's Final Debt Free Diary!

Willowtree222

That's great Crunchy if you can, that will be a huge achievement. Good luck paying it all off. x

enthusiasticsaver

I certainly would tackle the overdraft as banks are starting to clamp down on these now.

Good luck in getting the debt down by £6k over 2020. If you don't have an expensive holiday hopefully it should be doable.

ohdearhowdidthathappen

Lovely bonus and sounds like you've really thought about where to spend it. Fab plans for 2020!

crunch_time

Afternoon all

Tile browsing is going well. So far we are in favour of ones that shall only cost half of husbands initial calculation of £600! We will need to employer a plumber for some of the work. Husband is getting some quotes.

Crunch xx

Seasidegal58

Belated Christmas wishes crunchy!

I hope all your MSE plans are fruitful and successful in 2020 and that you and your family have a prosperous and healthy year!:beer:

crunch_time

Happy New Year!!

Hope everyone is feeling good for the decade ahead!

Just done an updated spreadsheet and we didn’t meet our target to get husbands credit card to £3800 in December. It’s more like £4100 ish - waiting for things to clear.

Ah well. This is life I suppose.

Husband is going to be working away internationally with his job so this has cemented my decision to give up teaching. There is no way I could juggle my two with teaching on my own. It’s a good excuse really. I’m exhausted and need a change of pace and direction. I’m looking for higher revel teaching Assistant jobs which will be a drop in take home of about £250 a month. Not ideal but will just be for now as I am determined to make the most of my skills and make a lot of money.

Today I am tidying up the children’s bedrooms which are a tip. Hopefully get rid of some rubbish and then perhaps go to the library if it’s on.

Have a great day!!

Crunch xx

Willowtree222

Happy New Year Crunchy.

Sounds like the right decision if hubby is away. x

hugglemonster

Happy new year, definitely sounds like the right decision about your job if you're already exhausted and as you say will be difficult with dh being away and looking after the kids.

Hope you get a new role soon and it makes you happy.

H x

ohdearhowdidthathappen

Definitely sounds like a good call.. much as it's a drop in salary, if you factor in the huge reduction in hours you'll be working and stress levels, it's probably a relative pay rise!

Honeysucklelou2

An HLTA post will at least keep your hand in education and the tweaks and changes that seem to take place at a regular pace. Managing children on your own and teaching is tough ( got the T shirt) and is the reason I do part time and not full time. Good luck with finding a new post.