Denied Phone Contract

CharlotteElizabeth

Hi
My credit experian score shows fair at 722 and I've been turned down for a phone contract with Vodafone. I have a contract with o2 for phone and tablet with 3. Is it denying me cos it would look like 3 contracts? I'm going to cancel the O2 one after getting a new phone so I'd only have 2. Would I have to wait now as I have been declined or is Vodafone credit check difficult to pass?

macman

Your credit score is meaningless. Only you can see it. What matters is your credit history
It doesn't look like 3 mobile contracts, it will be 3 contracts. Voda have no way of knowing that you will cancel the o2 one subsequently.
You'd probably get a much better deal by bundling these services-and with an MVNO rather than Voda/o2/Three

CharlotteElizabeth

What's an MVNO? The phone I want is a new one and I've looked at the offers and they are all much more expensive than the offers on mobiles.co.uk (£15 cheaper a month). Should I cancel my O2 contract and then try and get another contract elsewhere. O2 can only offer me £52 a month whereas the deal on Vodafone is £36 a month for the same thing. I've tried getting them to budge but they say they can't price match and have given the the PAC number to leave.

TadleyBaggie

Mobile Virtual Network Operator, a provider that uses one of the main mobile networks, e.g. Giff Gaff, PlusNet, Virgin Mobile etc.

pmduk

What's stopping you going with mobiles.co.uk?

Silvertabby

I hope things have improved now - but we were refused a mobile phone contract some years ago because we were of 'no fixed abode'.

We lived in Armed Forces married quarters.