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Card Protection Hard Sell!

RoxieW
RoxieW Posts: 3,016 Forumite
Just phoned to activate my barclaycard (for the freebie £50 voucher) and the guy tried the card protection hard sell. he said that while credit cards are covered for fraudulent use, debit cards aren't so I should have protection for them. Is this correct? I always assumed banks were liable for fraudulent use of an account and so protection was a waste of money. :confused:

Also the guy asked me why I'd applied for the card. is this normal practice? I was abit flummoxed as I only want the voucher then intend to cancel!
MANAGED TO CLEAR A 3K OVERDRAFT IN ONE FRUGAL, SUPER CHARGED MONEY EARNING MONTH!:j
£10 a day challenge Aug £408.50, Sept £90
Weekly.
155/200
"It's not always rainbows and butterflies, It's compromise that moves us along."

Comments

  • tell them you wouldn't take out the insurance even if it was free. That usually gets rid of the pests
  • RoxieW
    RoxieW Posts: 3,016 Forumite
    does anyone know if debit cards are covered by bank if used fraudulently??
    MANAGED TO CLEAR A 3K OVERDRAFT IN ONE FRUGAL, SUPER CHARGED MONEY EARNING MONTH!:j
    £10 a day challenge Aug £408.50, Sept £90
    Weekly.
    155/200
    "It's not always rainbows and butterflies, It's compromise that moves us along."
This discussion has been closed.
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