How is PMI treated for tax?

aroominyork

I am preparing a claim to HMRC to reclaim higher rate tax on my wife’s SIPP contributions. Her job provides private medical insurance, but it is not shown on her monthly pay slips or P60. Her tax code for FY18 was 1150L so it is not accounted for there.

We calculated her SIPP contributions based on the amount she should pay in to recover all her 40% tax but as things stand she has paid in more than needed, ie she will recover less 40% tax than we expected.

A friend said that when she receives her P800 it will show her PMI and SIPP contributions and let her recover the balance then. Is that correct?

antrobus

aroominyork wrote: »

I am preparing a claim to HMRC to reclaim higher rate tax on my wife’s SIPP contributions. Her job provides private medical insurance, but it is not shown on her monthly pay slips or P60. Her tax code for FY18 was 1150L so it is not accounted for there.

....

PMI should be on her P11D. Deadline for submission is 6 July, so you may have to wait a bit.

aroominyork

antrobus wrote: »

PMI should be on her P11D. Deadline for submission is 6 July, so you may have to wait a bit.

So we should wait until after 6 July to claim the refund and then HMRC will have the P11D to take into account - is that correct? My wife leaves this job later this month but presumably the employer is required to send a copy to our home address - is that also correct?