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The Sexy Skinty Adventures Await...

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Comments

  • skint_spice
    skint_spice Posts: 13,743 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    elantan wrote: »
    hello .... I think I may have found you :)

    You did! I will be challenging you on food soon...
    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,763

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20
    Boiler fund £2085/3000

  • fatbelly
    fatbelly Posts: 23,810 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    skint_spice wrote: »
    Thank you all, I have considered selling the car I can get the train to work but one of my few hobbies is hillwalking and I need it to get there. Obviously if needs must I could sell but do I want the house and no life? it's four years old and economical so hardly flash. Like I say I am not ruling it out but not for now.

    The depreciation on a 4-y-o car is still significant. For example if it's worth 9k now, it'll be worth 6k in a year. Downgrading now and being smart, might get you a long way to your 5k cash.

    The motoring board could help with the detail.
  • skint_spice
    skint_spice Posts: 13,743 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It wouldn't cost that much new! It's a tiny wee car, very economical and like I said I still need a car so not willing to get rid of it right now to buy something that might break down or cost a fortune in repairs sorry.
    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,763

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20
    Boiler fund £2085/3000

  • beanielou
    beanielou Posts: 99,615 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    elantan wrote: »
    hello .... I think I may have found you :)

    Bet it was your idea for the title :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    skint_spice wrote: »
    You did! I will be challenging you on food soon...


    ahhh but you will no doubt be doing it sensibly lol

    we will need to organise a hill together soon :)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    beanielou wrote: »
    Bet it was your idea for the title :D


    ahem ... cough cough ... would i ever ;)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    skinty ... can i suggest you don't sell your car, u need it for a few things, it's a good runner, it doesn't cost u much and I do worry that if you were to sell it you would regret it
  • beanielou
    beanielou Posts: 99,615 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another vote for keeping car.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • beanielou
    beanielou Posts: 99,615 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    elantan wrote: »
    ahem ... cough cough ... would i ever ;)

    Do you really want me to answer that:p:p
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    you know me so well lol
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