Halifax Clarity Credit Card UK use?

Emmaw23

Hi,
I've got a Halifax Clarity credit card and I successfully used it abroad and paid it off. However, I was thinking about using it for a large UK purchase but I can't find any information about using it in the UK!
What are the pros and cons of using this in the UK for purchases? I was told I could use it in the UK and I currently don't have another credit card. I don't want to get lots of unexpected fees! Should I get a separate card for the UK?
Thank-you

eDicky

The Clarity is a credit card like any other and can be used as such in UK, being fee-free overseas is an extra. Use it correctly and pay in full by the due date, then it will cost you nothing.

binaryuniverse

The only con is there is no 0% offer (bar the standard up to 56 days). If you can pay it off by then, great. If not, it may be worth trying to get a new 0% purchases card. If you don't get that, you can always stick in on the Clarity.

jonesMUFCforever

I agree no restriction of where it can be used.

chattychappy

Yep, use in the UK like any other credit card. But unlike other cards, there are no airmiles, nectar points, Tesco clubcard points or whatever.

But one difference, just as abroad, there are no fees for ATM use. You can pull out £500 a day. You pay interest from the date of withdrawal.

In the UK, most people would use their debit card for cash. But it can be useful for short-term borrowing if you're stuck. I was previously based overseas and made short trips back to the UK. I used Clarity rather than my debit card because I didn't want to risk losing my debit card which also gave me online access to my current account via a card reader.