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Planning on doing my own PPI claim(s)

Hi,

First time poster!

I want to start and plan out how I am going to check whether I am due any PPI refunds but I have had so much credit over the past 30 years (I know you can't go back that far), I really don't know where to start...

Is there a thread that covers 'getting started' and trying to remember all of the companies you have had dealings with?

If not, can anyone offer me some advice?

Thanks

Andy

Comments

  • Nasqueron
    Nasqueron Posts: 11,054 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    https://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

    The only way you can remember them is literally just that, remember them. There is no list of them anywhere and no CMC will be able to do this no matter what they lie about being able to help.

    30 years back is possible certainly if you or they have documentation assuming the lender was part of a scheme like GISC (which banks for example are)

    Do remember that very old accounts may well no longer have any records left which will kill a complaint and you do have to prove you were miss-sold which might be difficult without records

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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