We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
No history on my credit file
wasmith600
Posts: 4 Newbie
in Credit cards
I moved house about 2 months ago to move in with my girlfriend who has lived at the address for about 1 1/2 years. I have updated all my address with any loans credit card and mobile phone companies.
I have also updated the electrol roll and have had conformation back from them.
We recently applied for a mortgage and was refused (there was a problem verifing an address at one point)so we both looked at our credit reports Equifax and Experian.
My girlfriends was fine all her credit history was there but mine has no history at all even though i have plenty. I have contacted both agencies, but they have said there is nothing they can do and i have to contact the lenders.
I contacted a few of the lenders who have said the use either of the credit agencies and update monthly to them. It is showing on my report that i am on the electoral list. I have come to a stalemate and don't know how to work out what is wrog and how to correct it
I have also updated the electrol roll and have had conformation back from them.
We recently applied for a mortgage and was refused (there was a problem verifing an address at one point)so we both looked at our credit reports Equifax and Experian.
My girlfriends was fine all her credit history was there but mine has no history at all even though i have plenty. I have contacted both agencies, but they have said there is nothing they can do and i have to contact the lenders.
I contacted a few of the lenders who have said the use either of the credit agencies and update monthly to them. It is showing on my report that i am on the electoral list. I have come to a stalemate and don't know how to work out what is wrog and how to correct it
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards