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Live mortgage free but unhappy with house or buy dream home and have debt?
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I am in a similar position somewhat and my decision is to find a new place to live where I am happy, accept the new debt and just enjoy what I have. Nothing is worth staying in a house you don't like, in an area you don't like.0
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I am in a similar position somewhat and my decision is to find a new place to live where I am happy, accept the new debt and just enjoy what I have. Nothing is worth staying in a house you don't like, in an area you don't like.
... Unless you really have no other choice. You do, OP.0 -
From the evidence of this post alone, I'll wager that my life is considerably happier than yours.Spoken like a true obedient, compliant little mortgage slave worker drone.
I have no idea what you think my vested interest is.Not attempting to insult or belittle anyone, just don't appreciate people coming on here with their ''impartial'' advice when they're clearly coming from a position of vested interest.0 -
at the risk of dredging up an old thread...
In a similar position so have been doing a fair bit of thinking
I would buy a more expensive house with a large mortgage (in fact have just done this)
got a v large mortgage at 1.7% (inflation currently 2.1%) fixed for 5 years
house is beautiful and makes me ridiculously happy - spend less money out and about and more time in the garden
even if I were to downsize in 15 years time - there is no capital gains tax to pay and therefore your primary property is probably one of the best investment classes out there...0 -
You’d be much better off starting your own thread.0
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old thread warning0
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